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Loan Repayment

Things You Should Know About Student Loans

GRACE PERIOD
Student borrowers have a six-month grace period between when they leave school and when they are required to start paying back student loans. The grace period is intended to help students adjust to life beyond school and figure out their finances before they begin making payments.

EARLY PAYMENTS
Students are not required to make payments during their grace period, however they have the option to pay down student loans while in school or during the grace period.

To begin paying early students make payments directly to the company that services their loan. Each servicer has its own payment process.

NSLDS
The National Student Loan Data System (NSLDS) is the U.S. Department of Education's central database for student aid. Students gain access to their individual loan information by logging into www.nslds.ed.gov with their FAFSA PIN. You can find out which company services your loan by visiting nslds.ed.gov.

DEVELOP YOUR REPAYMENT STRATEGY BEFORE GRADUATION

Understand Loans

 

 

 

 

 

 

 

 

 

 

 


POST-GRADUATION LOAN REPAYMENT OPTIONS


Know Your Loan Servicer

Loan Servicer

 

 

 

 

 

 

 

 


Set up an online account while you're in school

Online Account

 

 

 

 

 

 


Make payments while in school (even if it's only a little)

Five Dollar Payment

 

 

 

 

 

 

 

 

 

 


You will have repayment options [PDF]

Repayment Options


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